FINANCING
SUBSCRIPTIONS
A subscription-based financing model that gives active investors access to preferred homebldr loan terms with $0 homebldr origination for 12 months.
UNLOCK BETTER FINANCING ECONOMICS
Reduce deal-by-deal financing costs, preserve liquidity, and choose a smarter fee structure built for investors who plan to scale.
Zero Homebldr Origination for 12 Months
Eliminate homebldr origination for 12 months while maintaining access to preferred loan structures and execution.
Lower Your Cost Per Deal As You Scale
As your deal volume increases, your effective financing cost decreases. Subscription pricing rewards active investors with stronger long-term economics.
SUBSCRIPTION PAID OUTSIDE OF CLOSING
Your subscription is paid separately via ACH, credit card, or other sources and is never sourced through lenders, keeping deal-level financing clean and efficient.
Preserve Liquidity at Closing
Reduce cash required at closing by removing per-deal homebldr fees and keeping more capital available for acquisitions, renovations, and growth.
Built for Active Investors and Operators
Designed for investors closing multiple deals per year who want predictable financing costs, preferred terms, and a scalable capital strategy.
WHY ACTIVE INVESTORS SWITCH
TO SUBSCRIPTION FINANCING
See how shifting from per-deal origination to a subscription model can reduce cash required to close and improve returns for each deal.
Traditional Model
- Origination paid on every deal
- Financing costs increase as deal volume grows
- Cash required to pay origination at each closing
- Terms and pricing negotiated deal by deal
- Limited consistency across transactions
Subscription Model
- $0 homebldr origination per deal
- One predictable annual cost
- Lower average cash to close
- Consistent execution across deals
- Improved long-term financing economics Score
For investors closing multiple transactions per year, subscription-based financing can materially reduce total financing costs and improve project-level returns.
How it works
A simple structure designed for investors closing multiple deals per year.
Step 1
INTRO CALL
We review your deal volume, strategy, and financing needs to confirm fit.
Schedule Your Intro Call
Step 2
CHOOSE SUBSCRIPTION TIER
We recommend a subscription tier based on expected volume, asset types, and financing profile and you lock your tier into place.
Step 3
ACTIVATE SUBSCRIPTION
Once active, your subscription covers eligible transactions for the next 12 months with no homebldr origination charged per deal.
Step 4
SUBMIT & CLOSE DEALS
Finance your deals using homebldr's loan products just as you normally would.
Step 5
IMPROVE DEAL ECONOMICS & RETURNS
With no homebldr origination added to individual transactions, average cash to close is reduced across your deals, improving deal-level returns and making it easier to scale throughout the year.
DESIGNED FOR ACTIVE INVESTORS
Financing Subscriptions are structured for investors planning multiple transactions over the next 12 months who want stronger deal economics and a more predictable financing model.
This model is best suited for investors completing 2+ transactions per year across fix & flip, rental, or new construction projects. For investors financing only one property annually, a traditional per- deal structure will typically be more appropriate.
faq
Still have questions? We've got you covered.
Subscription pricing is based on expected loan volume over a 12-month period. During your intro call, we review anticipated deal flow, asset types, and financing needs to determine the appropriate subscription tier.
Yes. While your subscription is active, homeblddr does not charge origination on eligible transactions within your volume cap. Standard lender origination and third-party closing costs may still apply.
Yes. The subscription eliminates homeblddr origination only. Lender origination fees, third-party costs, and standard closing expenses remain unchanged.
The annual subscription fee is paid outside of closing and is not sourced through lenders. Payment can be made via ACH, credit card, or other capital sources.
Yes. We are happy to quote both traditional per-deal financing and the subscription model so you can determine which structure produces stronger economics.
If you approach or exceed your subscription's volume allocation, we can adjust your structure accordingly. Additional volume may be quoted separately or transitioned into a higher subscription tier.
Fix & flip, rental (DSCR), new construction, and multifamily loans are eligible. Specific structures may vary depending on capital partner guidelines.
Yes. Financing Subscriptions apply to eligible transactions across markets where homeblddr provides financing.
Financing Subscriptions are most effective for investors closing two or more transactions per year. If you expect to finance multiple deals over the next 12 months, we can evaluate whether the subscription structure improves your overall financing economics.
A SMARTER FINANCING STRUCTURE FOR ACTIVE INVESTORS
If you expect to finance multiple properties over the next 12 months, a Financing Subscription can materially improve your cost of capital and simplify execution across every deal.