Investment
Loans

Powering your next investment with reliable, competitive financing for single-family, multifamily, and residential-focused projects.

WHY INVESTORS CHOOSE HOMEBLDR

Investors work with homebldr for competitive terms, fast closings, and a financing partner built to support long-term growth.

COMPETITIVE LEVERAGE & RATES

COMPETITIVE LEVERAGE & RATES

Access competitive pricing, strong leverage, and flexible financing structures designed to improve deal-level returns.

RELIABLE EXECUTION

RELIABLE EXECUTION

Move from term sheet to closing with a responsive team built to execute quickly and consistently.

FLEXIBLE BORROWER & DEAL PROFILES

FLEXIBLE BORROWER & DEAL PROFILES

Financing solutions available across a wide range of investor experience levels, deal sizes, and property types.

STREAMLINED, TECH-DRIVEN PROCESS

STREAMLINED, TECH-DRIVEN PROCESS

Technology-driven workflows designed to reduce delays, improve communication, and accelerate closings across every deal.

BUILT FOR INVESTORS AT EVERY STAGE

BUILT FOR INVESTORS AT EVERY STAGE

From first deals to growing portfolios, we support investors with financing designed for long-term relationships and repeat transactions.

FINANCING TERMS

Powered by a curated network of capital partners, homebldr delivers competitive financing solutions for residential real estate investors across a wide range of deal types and experience levels.

FIX & FLIP

Short-term bridge financing with the option to include rehab funding.

Example terms for qualified investors and projects; pricing improves for repeat investors and larger portfolios.

Interest Rates

7.45%+

Loan to Cost

Up to 100% LTC

Loan to ARV

Up to 80% of ARV

Rehab Funding

Up to 100%

Origination Fees

Starting at 1.25%

Loan Amounts

$50K - $20M+

# of Units

1 - 4

Funding Time

As quick as 48 hours

Loan Term

Up to 24 months

Minimum Credit Score

Flexible credit guidelines

Minimum Experience Required

First-Time Investors Welcome

RECENTLY FUNDED DEALS

A snapshot of recent transactions funded through the Homebldr platform.

faq

Still have questions? We’ve got you covered.

Instead of being limited to a single lender's box, Homebldr sources capital through a network of capital partners. This allows us to structure more competitive terms, higher leverage options, and stronger pricing — particularly for repeat investors and larger portfolios. Our platform centralizes the process so you get optimal execution without needing to shop your deal across multiple lenders yourself.

Our primary focus is residential investment real estate — including single-family, small-to-mid multifamily, and residential-focused mixed-use properties. We also support fix & flip, new construction, and select commercial or land opportunities for experienced investors.

Yes. We work with both first-time and experienced investors. While many of our clients are scaling portfolios, we structure financing around the strength of the deal and borrower — not just track record.

Our platform and capital network allow us to move quickly. For qualified borrowers and straightforward deals, term sheets are typically issued within 24 hours and funding can occur in as little as 48 hours, depending on the loan type and project.

We take a deal-first approach. While credit and experience are considered, many of our programs have no strict minimums and are primarily underwritten based on the property and overall investment profile.

Terms vary by product. Short-term bridge, fix & flip, and construction loans typically range from 12–36 months, while long-term rental and multifamily financing can extend 5–30 years depending on the structure.

Leverage varies by product, borrower profile, and project. For example, fix & flip loans can reach up to 100% of project cost, while long-term rental loans may offer up to 80–85% LTV. We structure each deal based on risk and investor goals.

Leverage varies by product, borrower profile, and project. For example, fix & flip loans can reach up to 100% of project cost, while long-term rental loans may offer up to 80–85% LTV. We structure each deal based on risk and investor goals.

Yes, we offer optional rehab funding for fix & flip and value-add properties, covering renovation costs to help maximize property value and returns on your investment.

Our process is designed to be simple and deal-focused. Because most programs are asset-based, property and project details matter more than traditional income documentation. Our team guides you through exactly what's needed based on your scenario.

We work with investors nationwide across most major markets. Some programs may have geographic limitations depending on the capital provider, so our team will confirm availability for your specific project.

READY TO FINANCE YOUR NEXT DEAL?

Work with a financing platform built for active real estate investors. Get competitive terms, responsive execution, and a team that knows how to close investment deals quickly and reliably.

Schedule a Call