Privacy Policy and Terms of Service

Last Updated: June 14th, 2025

Welcome to homebldr! This Privacy Policy and Terms of Service explains how we operate, what data we collect, how we use it, and the terms that apply when using our financing services and software. By accessing our platform, you agree to the terms below.

1. Overview

homebldr is a real estate investment financing company that provides a wide range of loan products to investors while offering technology-enabled tools to streamline the financing process. Our solutions include a web-based platform, embedded financing portals, and CRM-integrated loan application tools to simplify deal flow for investors and their partners.

2. Definitions

3. Acceptance

By using our services, you confirm that you are at least 18 years old and agree to comply with these Terms. If you do not agree, please do not use our platform.

4. User Accounts

Users are responsible for the accuracy of their account information and for safeguarding their login credentials. Any unauthorized use must be reported immediately.

5. Intellectual Property

All homebldr content, systems, and branding are protected by intellectual property laws. You may not copy, distribute, or reuse our content without prior written permission.

6. Feedback

By submitting feedback or suggestions, you grant homebldr the right to use, modify, and implement that input without restriction or compensation.

7. External Links

Our platform may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms.

8. Termination

We may suspend or terminate your access for violations of these Terms. You may stop using our services at any time.

9. Limitation of Liability

Our maximum liability is limited to $100 or the amount you paid through our Service. We are not liable for any indirect or consequential damages.

10. “AS IS” Disclaimer

Our services are provided “as is” without warranties of any kind. We do not guarantee uninterrupted access or error-free functionality.

11. Governing Law

This agreement is governed by the laws of the State of Texas, excluding conflicts of law principles.

12. Dispute Resolution

You agree to attempt to resolve disputes with homebldr informally before pursuing legal action.

13. Privacy and Data Use

homebldr is committed to protecting your privacy. We will never sell, rent, or share your personal information—including your name, email address, phone number, or financing details—with any third party unless we have your explicit consent, or it is required to complete your requested service.

14. SMS Terms and Conditions

Introduction

homebldr may collect and use your mobile number to send you relevant text messages related to financing requests, application updates, or service alerts. We do not share opt-in data or consent with any unrelated third parties.

SMS Consent and Purpose

By submitting a term sheet request, financing inquiry, or demo request, you agree to receive automated and non-automated SMS communications from homebldr. These may include:

Message frequency may vary. Consent to receive SMS is not required as a condition of using our services.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

Message and Data Rates

Standard message and data rates may apply. Please check with your mobile carrier for details.

SMS Compliance

Data Security

All collected data is stored securely and is used only to deliver our services. We will never use or share your mobile number or SMS data for unrelated marketing or sales purposes.

Participation Requirements

Dispute Resolution

You agree to resolve any disputes regarding SMS communications through binding arbitration on an individual basis and waive rights to class action and jury trial.

Changes to SMS Terms

We may revise our SMS terms from time to time. Updates will be posted on our website or sent via SMS.

15. Changes to These Terms

We may update these Terms periodically. You will be notified of any material changes at least 30 days before they take effect.

16. Contact Us

If you have questions about our Terms, Privacy Policy, or SMS practices, contact us at: